GBK began microfinance operations in 2004 with its head office in Kolkata. It has touched the lives of many thousands of poor underprivileged & backward section of our society by providing them credit for income generating activities & helping them to become economically self sufficient. It has also been instrumental in sensitizing women about empowerment issues and bringing about a qualitative change in their attitude towards life. The achievements of GBK can be attributed to a handful of people who believed, with a lot of conviction, that the organization could make an improvement in the lives of the poor people. Their passion and dedication, which led to the formation of GBK , is the driving force which contributed to the evolution that it has been able to make so far. Members of the Board have added a distinct flavor to the overall composition of the Governance structure. Majority of these members are involved in microfinance activities directly. The ones who are not, have made their presence felt because of their experience, maturity and leadership quality. They are proud of the fact that under their able stewardship, the organization has passed out of various hardships and challenges in flying colours.
GBK has its own wide-ranging documents which provide ethical path with guiding principles that govern its admirable workings. It implements and will implement all its programs with due respect towards the Constitution of India and always abiding by the laws of the land. It has devised the under mentioned programs to implement its own set of aims and objectives,
a. Bringing the economically deprived section of the society into the mainstream of commercial activities in order to strengthen the country’s economic programs.
b. Create a platform for providing a progressive, permanent and member-centric strong micro credit program in order to provide comprehensive economic services to the target people.
Employees of SMGBK maintain a high standard of conduct and work performance to ensure and uphold the reputation and goodwill of the organization with its borrowers and other associates. Good personal conduct contributes to a healthy work environment for all.
Employees of all SCPL :
Awareness about education
Awareness about health care
Awareness about environment
In the unfortunate event of natural disaster occurring in program areas of the
It is the moral responsibility of every employee of GBK to stand beside distressed and helpless people apart from extending micro credit services to the target people.
All data and information will be shared by GBK with RBI approved Credit Bureau from time to time for both gathering and sharing member database.
Implementation of all GBK’s programs is to be done in a transparent and professional manner. It is therefore necessary that due attention is paid to the following issues.
For inclusion of members in its programs, GBK will abide by the following strategies,
Soon we saw that money going to women brought much more benefit to the family than money going to the men. So we changed our policy and gave a high priority to women."Muhammad Yunus
In my experience, poor people are the world's greatest entrepreneurs. Every day, they must innovate in order to survive. They remain poor because they do not have the opportunities to turn their creativity into sustainable income."Muhammad Yunus
Money begets money. If you don't have that, you wait around to be hired by somebody at the mercy of others. If you have that money in your hand, you desperately try to make the best use of it and move ahead. And that's generating income for yourself."Muhammad Yunus